Insurance Belleville IL
Affordable Insurance Belleville IL

Offering Insurance Products & Services in the Metro-East Area. Call 618-233-5555.

Are you looking for auto, home, or business insurance in Belleville, IL? Welcome to Harnist Insurance Agency, Inc., located in Belleville Illinois. We specialize in a wide variety of individual and commercial insurance services including auto insurance, home insurance, business insurance, life insurance and much more. Contact us in Belleville at 618-233-5555.

We offer professional insurance services to customers in Belleville, IL and the surrounding areas since 1945. Our mission is to build a lasting relationship with our clients. We strive to offer quality insurance coverage options at affordable prices. We will work with you to determine the best insurance solutions that meet all of your needs and your budget. Our experienced team is dedicated to ensuring your complete satisfaction!

Our Services Include:

Our HistoryHarnist Insurance

Prior the insurance business the Harnist family operated a flying service in Belleville. Joe Harnist Jr. is standing to the right of the prop in this circa-1930s picture. Joe & Ruth Harnist established the Harnist Insurance Agency, Inc., in 1945. It is now a second generation business, owned and operated by their son, Joe Harnist II, who has 30 years of experience in the insurance business. Harnist Insurance Agency, Inc. has been located in downtown Belleville for over 70 years. We take pride in being a family owned and operated business.

Our Staff

Joseph E. Harnist II, President – Joe has been involved in many different aspects of the insurance agency. He joined the family business in 1975 after attending the University of Kansas and Southern IL University. He attended agency school in Boston MA at the home office of CGU Insurance, and the Professional Insurance Agents school in Oberlin OH where he was a scholarship recipient.

Joe Harnist has lived or worked on East Main St in downtown Belleville his entire life. Joe and his wife Barb live in the unincorporated area of Belleville and have an adult son who is an Eagle Scout and graduate of University of MO.  Joe is committed to his community. He served as president of the Belleville Jaycees in 1981 and received a life membership from that organization. He is a member of the Masonic Lodge #24 and Ainad Temple Shriners. For 5 years, Joe served as the outdoor coordinator for Boy Scout Troop 40. He is also a charter committee member with Art on the Square, a nationally recognized fine art festival held each year in the month of May. He currently serves as a board member of the St Clair County Historical Society.

Phillip G. Elmore, LUTCF, Sales associate – Phil has been in the insurance business since 1986. He was born and raised in Belleville. He earned the “Life Underwriters Training Council Fellowship” (LUTCF) in 1990. He began his career, in 1994 as a sales representative. 

As an active member of the community, Phil has served as a Vice President of the Belleville Jaycees and was chairman of their local Deutschfest celebrating the German heritage of the city. He has also been involved with the East Side Life Underwriters and the Optimist Club. Phil and his wife Barb also founded and chaired the Tour De'Belleville, a night time bicycle riding event to raise money for improvements to the local bike trails. Phil served as city alderman from 2009 to 2013.

Dianne Sieben, Personal Lines Customer Service – Dianne joined in 2007. She has worked in the insurance industry for over 30 years. Dianne is active in the Shriner’s organization with her husband. She is available Monday through Wednesday to help with any personal insurance services. 

Karen Nickas, CIC, Commercial & Personal Lines Customer Service Karen has been with us since 2011. She has been active in the insurance business working in agencies in Chicago IL and Phoenix AZ for over 30 years.  Karen is available Thursday's and Friday's to assist with any commercial or personal assistance you may need.

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Call Harnist Insurance Agency, Inc., in Belleville IL today at 618-233-5555!